We offer a service where we will review equity release plans from the whole of the market for you to recommend the best one to suit your individual circumstances.
What’s more, we have access to preferential and exclusive plans from leading lenders. This could save you hundreds or thousands of pounds in interest over the course of the plan because we may offer better plan terms that other advisors may not be able to offer you, including; lower interest rates, cash backs and free property valuations.
As an independent broker, our equity release service can only be as good as the products that we offer, so we put enormous effort into working with lenders on product developments that will meet the needs of our clients. Our customers routinely benefit from preferential equity release plans and we often contribute towards product set-up costs ourselves.
A lifetime mortgage is a mortgage secured against your home, which allows you to release a cash-lump sum from the equity (or value) held in your property. With a lifetime mortgage, you retain ownership of your home and can still benefit from any price increases..
A retirement mortgage is a loan secured against your property that commences either prior to your retirement, or whilst in retirement. They are designed to meet the needs of borrowers near retirement who want to borrow via a traditional mortgage.
Buy-to-Let Lifetime Mortgage
If you are looking to borrow against, or purchase a buy-to-let property, you may be interested in this type of equity release. They offer landlords benefits to extend BTL property investments while taking advantage of their tax planning and retirement options.
Home Reversion Plan
A home reversion plan means that the homeowner receives a pre-determined amount of capital to spend as they wish, in return for selling a proportion (or all) of their property to the lender. The lump-sum received is discounted because the homeowner has the right to stay in their property for life. We look forward to speaking with you soon.